August is here! Check out all of the great events taking place in Orange County this month! From the Dana Point Beach Lobster Fest at Doheny State Beach, to the Balboa Car Show in Newport Beach and the Laguna Beach Art Walk … there are great things happening all month! For questions on any ofRead more
Where and what is a good investment that will yield a solid return? Answer: residential rental property. While the price of rent is historically a byproduct of supply and demand, all one has to do is look to the markets that have some of the highest rise in residential sales prices. Included on the nation-wideRead more
Holding title as joint tenants or as community property involves a multitude of issues to be dealt with. Included in Ticor’s flyer below are two distinguishing features between taking title as joint tenants or community property that most people are concerned with. There are different scenarios that can play out with the death of spouseRead more
Lots of great articles in this month’s edition of Consumer Focus. We cover topics such as: The Difference in Roth 401(K) vs. Traditional 401(K), How a Garden Can Save You Money, How to Hire a Contractor, Travelling on a Budget, and Vacation Tips! Have a look at the latest edition here for these articles andRead more
The goal of the upcoming changes from the Consumer Financial Protection Bureau is to ensure that the forms the consumer signs at closing are not confusing. They eliminate the Good Faith Estimate, and early TILA form, and replace with a new Loan Estimate. The HUD-1 Settlement Statement and the Final TILA form will become aRead more
What would it mean to U.S. mortgage rates if Europe ‘tightens its belt?’ This would actually continue to help our rates since it would slow the recovery in Europe, reduce the chance of inflation around the world, and allow our Fed to keep short-term rates low (monetary policy to be more accommodative) for longer thanRead more